HARYANTO, R. .; NAJWAINI, E. .; APRIYANI, A. . Penguatan Literasi Keuangan Digital Masyarakat Desa Melalui Model 3c-2l Untuk Mencegah Risiko Pinjaman Online Ilegal. Journal Of Human And Education (JAHE), [S. l.], v. 6, n. 5, p. 887–896, 2026. Disponível em: https://jahe.or.id/index.php/jahe/article/view/3051. Acesso em: 2 oct. 2026.